Aktuelles System vs. Individualbesteuerung

Wir simulieren deine direkte Bundessteuer im aktuellen System sowie nach dem neuen Bundesgesetz über die Individualbesteuerung – basierend auf den offiziellen ESTV-Tarifen 2025.

Starten
Ihr Haushalt
Eingabe
Zivilstand
CHF / Jahr
CHF / Jahr
Heute (Tarif B, gemeinsam)
CHF 0
Direkte Bundessteuer / Jahr
Individualbesteuerung
CHF 0
Direkte Bundessteuer / Jahr
Jährliche Ersparnis
Berechnung Heute Individual
ℹ️ Nur direkte Bundessteuer. Kantons- und Gemeindesteuern sind nicht enthalten. Tarife gemäss ESTV 2025 (Tarif A = Ledige, Tarif B = Verheiratete/Alleinerziehende). Sozialabzüge: AHV 5.3%, ALV 1.1%, BVG Arbeitnehmeranteil (Koordinationsabzug CHF 26'460, max. CHF 90'720). Berufsauslagen 3% (min. CHF 2'000, max. CHF 4'000). Versicherungsabzug CHF 2'700 (+CHF 700/Kind). Kinderabzug heute CHF 6'700 / neu CHF 12'000 (hälftig aufgeteilt). Kinder-Steuergutschrift CHF 259 pro Kind.
Dieser Rechner berücksichtigt nur die direkte Bundessteuer. Kantons- und Gemeindesteuern sind nicht enthalten. Die tatsächliche Steuerbelastung kann je nach Kanton und Gemeinde erheblich variieren.

Frequently asked
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Zurich is the first integrated canton. Additional cantons be connected gradually throughout 2026. Nationwide coverage across Switzerland is planned within the next 1–2 tax periods.

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